In January 2026, the net inflow of cross-border transfers in favor of individuals through the banking system of Armenia amounted to $169.1 million, while a year earlier this figure was only $18.7 million. At the end of the month, the total inflow reached $499.4 million against $377.5 million in January 2025.
The main donor countries remain Russia ($344.8 million) and the USA ($58.7 million), which also lead in 2024. At the same time, the outflow of funds from Armenia decreased: in January 2026, it amounted to $330.3 million against $358.8 million a year earlier.
The USA ($98.9 million) and the UAE ($48.6 million) are the leaders in terms of transfers from the country, while in January 2025, Switzerland ($78.1 million) and the UAE ($68.8 million) were in the first place. The growth of inflow and the decrease of outflow indicate a positive dynamics of cross-border cash flows in favor of Armenia.
